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Vision plan benefits
Get the most from your vision plan.
VSP, EyeMed, Davis Vision, Superior Vision, Spectera and Avesis all help with routine eye care. Here is how to use the benefit you have.
A vision plan is a yearly eye care budget.
Most vision plans help pay for a routine eye exam plus glasses or contacts, often with a copay and an allowance for frames or lenses. Exact amounts and how often you can use them depend on your employer or plan.
Common vision plans you may have.
Plan names can hide behind a health insurer’s card, so read the vision card.
VSP
A national vision plan that works with many independent eye doctors.
EyeMed
Also runs vision networks for some Aetna, Cigna and Humana plans.
Davis Vision
A Versant Health plan; Superior Vision is its sister brand.
Spectera
Handles vision plans for UnitedHealthcare members.
Avesis
Often seen with Medicaid and Medicare Advantage health plans.
Other plans
Smaller plans run their own networks; check your card.
In network
Stay in network to save.
Plans list in-network eye doctors on their websites. Seeing an in-network doctor usually costs less and the office handles the claim for you.
Know your allowance.
Ask what your plan pays toward frames and lenses before you choose, and what any upgrade or coating will add.
Use your benefit every year.
Keep exploring.
Fast answers.
How do I find out what my vision plan covers?
Log in to your plan’s member website or call the number on your card. Your eye doctor’s office can also check your benefits.
Does my vision plan cover dry eye visits?
Usually not. Visits for eye problems normally go to your health insurance.
Can I use my benefit at an online store?
Some plans include online retailers. Check your plan’s list of in-network options.
My card says Aetna or Cigna. Who runs my vision plan?
Some Aetna and Cigna vision products run on networks serviced by EyeMed. Your vision card will say which network applies.
Start with your annual eye exam.
Bring your vision and medical insurance cards to every visit. No eye doctor yet? Search the Vision Rescue doctor locator for a practice near you.
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Sources and notes
- VSP Provider Hub: Be a VSP Doctor
- EyeMed: About us
- Versant Health: Our Provider Networks
- UnitedHealthcare: Vision insurance plans
- Avesis: Home page
- Aetna: Aetna Vision Preferred network options
- Cigna: Cigna Vision network access plan
- Plan names are trademarks of their owners. Vision Rescue is not affiliated with or endorsed by any insurance plan named on this page.
This page is general education, not insurance, legal or medical advice. Benefits differ by plan and change over time, so check your own plan documents or call the number on your member card. Only an eye care professional who has examined you can recommend what is right for your eyes.
